ETFs & Portfolios
Emerging Markets ETFs: How Much to Add to Your Portfolio and What Risks to Weigh
Emerging markets ETFs: why MSCI World leaves them out entirely, how much to realistically allocate, and the risks to weigh before buying …
Home Bias: Why Italian Investors Overweight Italy in Their Portfolios
Home bias in Italy: why so many portfolios are overexposed to Piazza Affari, what it costs in lost diversification, and how to fix it with …
Gold in a Portfolio: How Much to Allocate and What the Metrics Actually Say
Gold and gold ETCs in a portfolio: how much to allocate based on correlation and Sharpe Ratio, Italian taxation, and physical gold versus …
BTP Bond Ladder: How to Build a Maturity Ladder for Steady Fixed Income
How to build a BTP bond ladder for predictable fixed income in Italy: 12.5% tax rate, zero credit risk, and a step-by-step construction …
Asset Allocation by Age: What Portfolio to Build at 30, 40, and 50
What stock-bond split makes sense at 30, 40, or 50? Human capital, glide paths, and practical rules for adjusting portfolio risk as you age.
ETF Overlap: How to Tell If Your Funds Are Buying the Same Stocks
You own five ETFs and think you're diversified. ETF overlap explained: what it is, how to measure it, and why paying multiple TERs for the …
Retirement Portfolio Decumulation: How to Withdraw Without Running Out of Money
Four withdrawal strategies, the bucket approach, and tax sequencing to make your retirement portfolio last. A practical guide for long-term …
Real Estate vs ETF Investing in Italy: What Actually Pays More?
Real estate or ETFs in Italy? We compare net returns, hidden costs, taxes and run the numbers on €80,000 to find which investment wins in …
Currency Risk in ETFs: Hedged or Unhedged? A Practical Guide
Your MSCI World ETF rose 8% but your euro return is 1%: that gap is currency risk. How hedged ETFs work, what hedging really costs, and when …
